Andy is the Chief Financial Officer and Chief Risk Officer for Gore Mutual Insurance Company. In his dual role he is responsible for the finance functions at Gore Mutual including financial reporting, investments, reinsurance, strategic finance, business planning, and risk management. He is a Chartered Professional Accountant (CPA, CA) with over 20 years of insurance industry experience and spent a number of years working on the advisory teams for several multi-national CPA firms before coming to Gore Mutual. In his role as Chief Risk Officer, Andy has led the development of the overall Enterprise Risk Management Framework for Gore Mutual including the development of the company’s Own Risk & Solvency (ORSA) assessment and Risk Appetite Statements. He is the current Chair of the Internal Risk Committee and also participates on various industry committees and working groups.